Weather

How does the weather effect how i trade?

Our climate can be summed up as being mild, moist and changeable with abundant rainfall and a lack of temperature extremes. …

Extreme winters are rare, and you’re more likely to encounter a warm glow than a frosty reception,.

Recently, there have been years with a very high level of storminess, characterised by more frequent and intense storms.

The stormiest winter on record for Ireland to date was 2013-2014, while Storm Ophelia in 2017 left €70 million worth of damages in its wake.

The Three status Weather warnings!

1. STATUS YELLOW – Weather Alert – Be Aware.

2. STATUS ORANGE – Weather Warning – Be Prepared.

3. STATUS RED – Severe Weather Warning – Take Action.

1. STATUS YELLOW – Weather Alert – Be Aware.

The concept behind YELLOW level weather alerts is to notify those who are at risk because of their location and/or activity, and to allow them to take preventative action. It is implicit that YELLOW level weather alerts are for weather conditions that do not pose an immediate threat to the general population, but only to those exposed to risk by nature of their location and/or activity, i.e. street traders.

What does this mean for you the trader?

In the case of a yellow warning being put in case, insurance cover will still be in place subject to the insured taking additional measures to reduce the risk of an accident or incident occurring where appropriate. This may involve additional weighting of stalls/units, securing of stock or goods on display on the stall itself or additional ties and checks of any gazebo covers.

2. STATUS ORANGE – Weather Warning – Be Prepared.

This category of ORANGE level weather warnings is for weather conditions which have the capacity to impact significantly on people in the affected areas. The issue of an Orange level weather warning implies that all recipients in the affected areas should prepare themselves in an appropriate way for the anticipated conditions.

What does this mean for you the trader?

As street traders are among the most exposed in these conditions, it is the insurer’s position that it is not possible to put in place measures that will adequately reduce the risk of an accident or event occurring so should an orange warning be put in place, insurance cover will not apply during the period of the alert.

3. STATUS RED – Severe Weather Warning – Take Action.

The issue of RED level severe weather warnings should be a comparatively rare event and implies that recipients take action to protect themselves and/or their properties; this could be by moving their families out of the danger zone temporarily; by staying indoors; or by other specific actions aimed at mitigating the effects of the weather conditions.

What does this mean for you the trader?

In the event of a red warning being issued, no insurance cover will be in place during the period of the alert. This is regardless of the specific type of alert in place.

In the case of Status Yellow and Status Orange warnings, these limits and conditions apply specifically to wind warnings. No insurance cover shall apply during a Status Red warning of any nature.

It is a potential possibility that Market Operators/Organisers or administrators (i.e. Local Authority) may decide, at their discretion and/or subject to their individual insurance requirements, to apply more stringent and wider ranging requirements, specifically extending limits and conditions to additional warnings other than wind, such as low temperature, snow or rain. This is entirely at the organisers’ discretion and is not related to any of the above conditions.